How to protect yourself following a data breach
Victims of data breaches often become the target of cybercriminals. To keep yourself safe after a data breach, the Keller Lenkner UK expert data breach lawyers have provided some helpful tips.
How to protect yourself following a data breach or cybercrime
- Contact your bank or credit card provider immediately if your financial data has been exposed.
- Check all bills and emails for goods or services you have not ordered.
- Check your bank account for unfamiliar transactions.
- Alert your bank or credit card provider immediately if there is any suspicious activity.
- Monitor your credit score for any unexpected dips.
- Call Credit, Experian and Equifax to ensure credit isn’t taken out in your name.
- Never provide your PIN or full password to anyone (even someone claiming to be from your bank).
- Never been pressured into moving money to another account for fraud reasons. A legitimate bank won’t ask you to do this.
- Follow the security instructions provided by the organisation that breached your data.
- Never automatically click on any suspicious links or downloads in emails or texts.
- Don’t assume an email or phone call is authentic just because someone has your details.
- Be careful who you trust – criminals often use scare tactics to try and trick you into revealing your security details.
- Know that, even if you recognise a name or number, it might not be genuine.
- Don’t be rushed or pressured into making a decision. A trustworthy organisation would never force you to make a financial transaction on the spot.
- Never provide your full password, pin or security code to someone over the phone (or via message). If a bank believes a transaction has been fraudulent, they will not ask for this information to cancel the transaction.
- Listen to your instincts and ask questions if something feels “off”.
- Refuse requests for personal or financial information and stop discussions if you are at all unsure.
- Contact your bank or financial service provider on a number you know and trust to check if a communication is genuine.
- Be cautious of unsolicited communications that refer you to a web page asking for personal data.
- Don’t accept friend requests from people you don’t know on social media.
- Review your online privacy settings.
- Report suspected fraud attempts to the police and Action Fraud.
- Register with the Cifas protective registration service to slow down credit applications made in your name.
- Change your passwords regularly and use a different password for every account (a password manager can help with this).
- Protect your devices with up to date internet security software.
MAKE A REPORT TO ACTION FRAUD
You should report suspected fraud attempts to the police and Action Fraud
MORE ABOUT ACTION FRAUD
Find out more about the reporting centre for fraud and cybercrime in England & Wales