In 2017, poor security processes at Equifax led to a huge data breach. As a result of the privacy violation, hackers gained access to the private details of up to 15 million individuals in the UK. But Equifax still has not informed everyone who had their data violated, and many people do not know that they have a right to claim compensation for the breach.
Here are five things that mean you might have been involved in the Equifax data breach.
1. If Equifax informed you that you had your data compromised in the breach
Equifax wrote to 693,665 UK customers confirming that they had their data breached. Equifax also wrote to a further 167,431 affected UK consumers whose landline telephone numbers were already published in the public Phone Book.
These people can all now make an Equifax data breach claim.
2. If you used an Equifax product between 2015 and 2017
If you used an Equifax security product between 2015 and 2017 – for example, a credit monitoring service – your data could be at risk, even if you have not had a letter from Equifax.
This is because this breach happened before the introduction of the General Data Protection Regulation (GDPR) when there were far less stringent rules about notifying those involved.
If you have not received confirmation about your involvement, but you suspect Equifax breached your information, Keller Lenkner UK can find this out for you.
1 in 4 UK adults are likely to be affected by the Equifax data breach. Find out if you are one of them
3. If you took out a loan, mortgage or other finance between 2015 and 2017
Even if you never used Equifax directly, your privacy could have been violated. If you took out a loan, mortgage or other form of finance during the data breach period and the financial provider used Equifax to check your credit score, your details could have been compromised.
4. If your credit history was checked between 2015 and 2017
You could also be involved in the Equifax data breach if you applied for a loan/mortgage etc. during the data breach period but were not successful. If the financial provider used Equifax to check your credit rating your details could have been exposed. Your data might even be compromised if your credit was checked using Equifax for another reason – for example, as part of a job application or home letting process.
5. If you have experienced scams and phishing attempts since the breach
The data exposed in the Equifax breach included names, addresses, dates of birth and credit card numbers. Some driving licence numbers and some email addresses were also included in the breach. Certain people also had their Equifax credit services account info compromised; this means that their usernames, passwords, secret questions, and answers were at the mercy of hackers. Some credit card payment amounts could also have been accessed.
Cybercriminals could use the details stolen in the Equifax data breach to commit further harm (e.g. in phishing attempts). Because of this breach, many people have already experienced theft, fraud, and emotional distress.
If you have experienced scams and phishing attempts since the breach, and you suspect that the criminals are using your Equifax data, it is worth checking to find out. All you have to do is to ask Equifax if you were involved. Keller Lenkner can make a data request to find this out for you.
Simply sign up below and we will contact Equifax on your behalf. There are no costs to sign up and no obligation to proceed.
To join our Equifax data breach group action compensation claim you need to register with us. It is vital to sign up ASAP to ensure you do not miss out.